Some Thoughts on Credit Cards

I've been settling bills and analyzing our financial status these past few days and I noticed that one of my credit cards will have to be renewed soon. Since I am only a supplementary card holder and I have not tasted the points I got for using it, I am thinking of surrendering the card. Then, find another card company where the points do not expire every year. That way, I can accumulate enough points to get the freebies I want.

Some friends also suggested I choose the Best Cash Back Credit Cards so that everytime I shop or purchase any groceries, fuel or utilities, I can get some discounts. It makes sense after all. Since we never had problems with any of the credit card companies we are using, it would be easy to apply for the credit card that will best serve us.

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